Terms and Conditions

For full Terms and Conditions please see links bellow:

  • Terms and Conditions of Sales
  • Terms and conditions of Website use
  • Privacy policy

Pmu by Vilma Karaliute – Terms and Conditions of Sale

These terms and conditions (“Terms”) outline the Terms on which Pmu by Vilma Karaliute supply the courses (the “Course(s)”) and course materials (the “Course Materials”) listed on our website http://www.vilma-pmu.co.uk/ (“Website”) to you. This includes the Courses listed on our website which are be provided and/or via study pack (“Study Pack Courses”) and all Course Materials including learning materials, specialist kits, software, support, and tuition (where applicable) relating to any Courses.

Please read these Terms carefully before placing an order for any of our Courses. The Terms tell you who we are, how we will provide the Courses and Course Materials to you, how you and we may change or end the contract, what to do if there is a problem and other important information.

By ordering any of our Courses, you agree to be bound by these Terms, our Website Terms of Use, and our Privacy Policy. Please understand that if you do not accept these Terms, you will not be able to order any Courses from our Website.

Our website provides information on the Courses and other services offered by Pmu by Vilma Karaliute. All Courses advertised on this Website are provided by approved Pmu by Vilma Karaliute learning providers.

Using our sole discretion, we reserve the right to refuse orders relating to any of the Courses we offer.


1.1 ww.vilma-pmu.co.uk/ is a website operated by Pmu by Vilma Karaliute (“we”, “us”). Pmu by Vilma Karaliute is a limited company registered in England and under company number 11039027 and has its registered office at 23 Stamford Street, Altrincham, England, WA14 1EX.

1.2 You can contact us by telephoning us at +447426890009, or by writing to us at info@vilma-pmu.co.uk.

1.3 We are registered as a data controller on the Data Protection Register as required by the Data Protection Act 2018 and the General Data Protection Regulation (registration number 110390272021).


2.1 You may have different rights within these Terms depending on whether you are a business or a consumer. You are a consumer if: (a) you are an individual; and (b) you are buying goods and Services from us wholly or mainly for your personal use (not for use in connection with your trade, business, draft, or profession).

2.2 Clauses that apply only to business customers will be clearly identified. Clauses that apply only to consumers will be clearly identified. All other Clauses will apply to both business customers and consumers.

2.3 By placing an order for Courses through our Website, you warrant that you are: (a) capable of entering a legally binding contract; and (b) at least 18 years old.

2.4 If you are a business, these Terms constitute the entire agreement between us in relation to your purchase. You acknowledge that you have not relied on any statement, promise, representation, assurance, or warranty made or given by or on behalf of us which is not set out in these terms and

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That you shall have no claim for innocent or negligent misrepresentation based on any statement in these Terms.


3.1 Our Website is intended for use only by people resident in the serviced countries Pmu by Vilma Karaliute choose to operate with. We do not accept orders from outside these jurisdictions. A full list of these jurisdictions can be found in the “country” drop down box during online checkout on our website. This information can also be requested by contacting info@vilma-pmu.co.uk.


4.1 When you register your details on any part of the Website, you must ensure that the details provided by you on registration or on any subsequent occasion are complete and correct. You are required to inform us immediately of any changes to the information that you have provided so that we can communicate with you effectively.

4.2 If you register to use the Website or any other our booking pages you might be asked to create a username and password. You must keep this password confidential and must not disclose or share it with anyone. If you know or suspect that someone else knows your password, you should notify us by contacting info@vilma-pmu.co.uk.

4.3 If we have reason to believe that there is likely to be a breach of security or misuse of the Website, we reserve the right to request that you change your password or suspend your account whilst any matters are resolved.


5.1 After placing an order, you will receive an email from us acknowledging that we have received your order. Please note that this does not mean that your order has been accepted. Your order constitutes an offer to us to buy Courses. All orders are subject to acceptance by us.

5.2 Once payment has been made and processed, either online or via telephone, acceptance of your order will be confirmed by email, at which point a contract will come into existence between you and us and you will be enrolled on the Course.

5.3 If we cannot accept your order, we will inform you by email and where possible we will not charge you for the Courses. This might be because of unexpected limits on our resources which we could not reasonably plan for, because a credit reference obtained for you does not meet the minimum requirements (where you are paying via a monthly payment plan), because we have identified an error in the price description of the product, or where your payment (whether by card or other ways) is unsuccessful.


6.1 During the order process we will let you know when we will provide the Courses to you. We aim to fulfil your order within reasonable time of the order being placed unless there are exceptional circumstances.

6.2 Any Course Materials will be provided on the first day of the training.

6.3 If our supply of the Courses or Course Materials (starter pack) are delayed by an event outside our control then we will contact you as soon as possible to let you know and we will take steps to minimise the delay.

6.4 You will be responsible for the Study Pack (starter kit) from the time they are delivered to you.

6.5 Ownership of the Study Pack Courses will only pass to you once we receive full payment of all sums due.


7.1 It is your responsibility to inspect the Course Materials as soon as you have received them and to inform us about any defects.

7.2 We do not make any commitment to you that the content of the Courses will meet any specific requirements that you have, and we expect you to take reasonable care to verify that the Course in question will meet your needs. We do not make any commitment to you that you will obtain any qualification from your receipt of the Courses.

7.3 In some instances, when a course bundle containing two or more courses is purchased (“Course Bundle”), you will receive one Course/level at a time. This usually applies to Study Pack Courses that include software. This is to ensure you study the most up to date Course Materials and have the most recent version of software at time of study. Upon completion of each Course/level you will be required to contact us to request the next Course within your Course Bundle.


8.1 We may change a Course: (a) to reflect the changes to the relevant syllabus and any relevant laws and regulatory requirements; and/or (b) to implement adjustments, improvements, and updates.

8.2 These changes may impact the delivery, and your use of the Course as set out within Clause 6.3.

8.3 We may suspend the supply of a Course: (a) to deal with technical problems or make minor technical changes; (b) to update the Courses to reflect the changes to the relevant syllabus and any relevant laws and regulatory requirements; and (c) if you are paying via our “Monthly Payment Plan”) and you do not pay us for the Courses when you are supposed to and you still do not make payment within 14 days of us reminding you that payment is due, we may suspend supply of the Courses until you have paid us the outstanding amounts.

8.4 We will contact you to tell you when we are suspending supply of the Courses.


9.1 The rights set out in this Clause 9 will only apply where you are a consumer.

9.2 If you are a consumer, you may have the right to end the contract where: (a) if you want to end the contract because of something we have done or have told you we are going to do; (b) if you are a consumer and have just changed your mind about the Course; (c) if what you have bought is faulty or misdescribed; or (d) in all other cases (if we are not at fault and you are not a consumer exercising your right to change your mind).

9.3 If you are ending the contract because of something we have done or are going to do we will refund you in full for any products which have not been provided. This Clause will apply where; (a) we have told you about an upcoming change to the Courses or these Terms which you do not agree to; (b) we have told you about an error in the price or description of the Courses you have ordered and you do not wish to proceed; (c) there is a risk that supply of the Courses may be significantly delayed because of events outside our control; (d) we have suspended supply of the Courses for technical reasons, or notify you we are going to suspend them for technical reasons, in each case for a period of more than 90 days; or (e) you have a legal right to end the contract because of something we have done wrong.

9.4 Once you have placed an order for one of our Courses, you may cancel the contract at any time within seven days for the course with the starter kit and one day for the course without a starter kit. Where you have purchased a service, cancelation run from the date on which we emailed you to confirm our acceptance of your order. Where you have purchased goods, the cancelation period shall run from the day after you received the goods. In this case, you will receive a full refund of the fee paid in accordance with our refunds policy below. Just £500 deposit is not refundable as we use it for the preparation fees. You can rebook your course date instead.

9.5 The cancelation period will not apply, and you will not receive a refund in relation to any of the Courses provided by Pmu by Vilma Karaliute where: (a) once the Services have been completed; (b) where you have logged into or accessed the Course; (c) where you have broken a security seal on any item sealed for health and protection purposes; (d) where you have broken a security seal on any item including sealed or audio video recordings or sealed computer software; or (e) any products which become mixed inseparably with other items after their delivery.

9.6 To cancel a contract, you must inform us in writing by sending a cancellation letter by Royal Mail recorded delivery to our registered office address, or by email to info@vilma-pmu.co.uk. You must also return any Courses and Course Materials sent to you immediately, in the same condition in which you received them, and at your own cost and risk. A cancellation is not final until Course Materials are returned. You have a legal obligation to take reasonable care of the Course Materials whilst they are in your possession. If you fail to comply with this obligation, we may have a right of action against you for compensation.

9.7 If, in our sole opinion, any Courses (including any Course Materials) are not returned to us in the same condition you received them, you may be charged a replacement charge.

9.8 After the cancelation period has elapsed, we cannot accept Courses or Course Materials being returned unless you have a statutory right to do so as set out below.


10.1 When you purchase a Course as a business on behalf of an individual delegate our contract is with you the business and not to the individual undertaking the Course.

10.2 Course Materials and Study Pack Courses will be sent to you, the business, and it is your responsibility to ensure the individual delegate receives those documents.

10.3 It is the businesses responsibility to ensure that the individual delegate attends the relevant practical sessions and assessments and completes any work relevant to the Course.


11.1 We offer a refund on all Study Pack Courses and Course Materials provided they are returned to us within the cancelation period.

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11.2 Courses and Course Materials are to be returned via Royal Mail Special or Recorded Delivery in the same condition you received them and, in our sole opinion, in a re-saleable condition and not marked in any way. No refunds are available for the deposits. If you have broken a security seal on any item, then we will not be able to provide a refund.

11.3 When you return the Courses and Course Materials to us:

(a) because you have cancelled the contract between us within the cancelation period, we will process the refund due to you as soon as reasonably possible and, in any case, within 30 days of the day you have given notice of your cancellation. In this case, we will refund the price of the Course concerned in full (except the deposit), not including the cost of delivering the item to you and may offer you the opportunity to purchase tutor support for an additional 3 months any additional add on services purchased. You will be responsible for the cost of returning the item to us.

Any items not returned in a re-saleable condition will be charged at the following rates:

Starter kit (all items together) £350

11.4 In most circumstances we will refund any money received from you using the same method originally used to pay for your purchase.


12.1 The price of any Course will be as quoted by us or on our website, except in cases of obvious error. The prices on our website include VAT but exclude delivery costs (a total order price including VAT and delivery is provided when using the on-line checkout). Prices may be liable to change at any time. Special offer discounts are only available at the time of ordering and cannot be backdated.


13.1 Monthly Payment Plans with Pmu by Vilma Karaliute can only be accepted if you have a valid UK bank account that accepts direct debits. We do not accept students onto our Monthly Payment Plans if you are based outside of the UK or will spend any time out of the UK when an instalment payment is due. Any student enrolled via a Monthly Payment Plan must pay the remaining balance of their plan before leaving the UK.

13.2 Students enrolled through a Monthly Payment Plan agree that the monthly fee will be automatically debited from the designated bank account or debit card as per the Monthly Payment Plan.

13.3 You must ensure funds are available in your designated account for us to process instalment payments on the agreed dates. If the payment fails, you will incur a £12 administration fee. If your account remains in arrears for more than 31 consecutive days, we will add a £35 administration charge. We reserve the right to pass your details on to an external collection agency who will be instructed to collect the due balance on our behalf, and they may add on additional administration charges.

13.4 Cancellation of a direct debit outside of the cancelation period does not cancel the contract between us and you are therefore an alternative method of payment must be arranged. Failure to notify us of cancelling your direct debit will constitute to a breach of these Terms and you will then be liable to pay the outstanding balance immediately, plus any administration fees.

13.5 Following the cancelation period you are agreeing to pay the direct debit instalments and are bound by the Terms. All course balances must be paid within 3 or 6 months of the enrolment date.

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13.6 Monthly Payment Plans with Pmu by Vilma Karaliute can be provided ton the first day of the training before the start of the training.

13.7 If you choose to pay for your Course by Monthly Payment Plan, our third-party finance option, the Course, and all Course Materials will remain property of Pmu by Vilma Karaliute until full payment is received.

13.8 If you cancel the monthly payment application after the Course Materials have been sent to you, you will be charged the full amount, unless you have notified us in writing that you wish to cancel your contract with us within the cancelation period.

13.9 In the event that you pay a deposit for our direct debit instalment plan and do not continue to complete the direct debit, the amount will be retained by Pmu by Vilma Karaliute. The amount will be used for administration purposes.


14.1 All outstanding debts owed to Pmu by Vilma Karaliute must be paid before we will issue you with a certificate of completion.

14.2 Our Courses are accredited by National Awarding Organisations, including, but not limited to ABT, VTCT and ITEC. Due to changes in certification processes, it may occasionally be necessary to substitute an Awarding Organisation for another of similar or superior status. We reserve the right to do so according to operational requirements, without individual notification.

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15.1 You will be required to complete your Course within 6 months of the enrolment date for the 3 days course and in 4 months for the 2 days course, unless otherwise stated. Any extension to the Course duration is down to our discretion and will incur and additional £150 fee per month .


16.1 We retain the sole discretion as to whether you may transfer to another Course offered by us. Requests to transfer Courses must be made within 14 days upon receiving the Course Materials. The original Course Materials must be returned to us in the same condition in which you received them (as set out in Clause 11). If, in our sole opinion, any Course Materials are not returned to us in the same condition you received them, you will be charged a replacement cost for such Course Materials.

16.2 In the event that we agree that you may transfer to another Course any price difference, additional postage charges and an administration fee might apply. Where the new Course costs less than the original Course we will reimburse any balance to you. In all cases a £25 administration charge and additional postage costs will be applicable.

16.3 In exceptional circumstances, where a Course transfer is agreed after 14 days from enrolment and the contract formation, no reimbursement will be made. When a Course transfer is agreed an administration charge of £50 will be payable, plus any increased difference in Course price. Under no circumstance can a Course transfer request be accepted if the student has been enrolled onto a Course over 3 months.

16.4 Depending on the Course you are enrolled on, at any time during the time you study with us you may opt to change your method of studying from Online Course to Study Pack Course or vice versa. This will incur an administration charge of £25 plus additional postage charges (where applicable).

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17.1 All Courses advertised on this Website are provided by approved Pmu by Vilma Karaliute learning providers and or Pmu by Vilma Karaliute itself. If you require any assistance in relation to your Course, you should in the first instance contact the named tutor on your welcome letter or email.


18.1 All dates provided in respect of practical sessions and assessments are provisional until confirmed officially in writing via email by Pmu by Vilma Karaliute, usually this will be at the outset of the Course, all dates are subject to change. If required by Pmu by Vilma Karaliute or any other external provider, a health and safety form must be completed and signed by the student before the commencement of any practical session or assessment.

18.2 Once you have reserved your place at a practical session or assessment, if you fail to attend, you will be charged for any subsequent booking.

18.3 In the unlikely event of the practical session being cancelled by Pmu by Vilma Karaliute on the day it is due to be held, students due to attend the session will be able to rebook for another date.


19.1 This Clause 19 applies to all A-Level and VTCT or ITEC Courses which include exams and practical assessments.

19.2 Examination dates are set by examination boards and cannot be changed. The deadline for booking exams is set by the examination board and exam centre due to the level of administration involved.

19.3 Any exam bookings made after the set deadlines are subject to an additional fee and availability at the examination centre. Any additional costs are to be met by you.

19.4 Any special requirements required for sitting examinations are subject to the exam centres terms and conditions and may be subject to additional charges. These fees are to be paid for by you.

19.5 Once booked in for examinations, if you do not attend you will need to re-arrange to sit the exam and pay for any additional costs that this may incur.

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19.6 Once practical sessions for A levels have been booked, any changes are subject to agreement by the exam centre and any additional costs for re-booking/re-scheduling sessions are to be met by you.

19.7 When enrolling onto a package course, for example an A Level Course with the examinations included, if you do not pass an examination, resit fees are to be paid by you and arranged directly with the examination centre.

19.8 When opting to pay for a package course via direct debit, the full Course balance must be paid before you will be able to book any examinations. If required, students can repay their remaining balance ahead of schedule to allow booking of examinations.

19.9 The 14-day cancelation period also applies to A level and VTCT or ITEC exams and practical sessions and once this period expires you will not be able to be refunded for exam bookings.

19.10 In the even you do not have exams or practical sessions included it is possible to upgrade at any time. Again, the 14-day cancellation period applies from the date at which the upgrade was requested.

19.11 In the event of circumstances that are outside of our control, which results in exam sessions not being able to take place or being postponed, you will be placed on the next available exam session available.


20.1 This Clause 20 applies to all Access to the courses.

20.2 Due to the Access to the courses following a structured timetable, with specific dates when course materials are released, the 14-day cancellation period starts the day after you receive your course materials.

20.3 Once you enrol onto an Access to the course and pay for your course through monthly payment plan, you will be required to make scheduled payments as normal, even if this is in advance of you receiving course materials.

20.4 The Access to the courses follow a pre-determined structure with set hand in and hand out dates for assignments – which are provided with your course materials. Missing assignment deadlines could result in you being prevented from completing the course with no refund due.


21.1 All copyright and other intellectual property rights relating to the Courses and any Course Materials are either owned by or licensed to Pmu by Vilma Karaliute. Copying, adapting, reproducing, selling, distributing, modifying or any other use of all or any part of it without permission is strictly prohibited.


22.1 When using our website, you accept that communication with us will be mainly electronic. We will contact you by email or provide you with information by posting notices on our website. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information, and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

22.2 All formal notices from you are required to be sent by email or letter. A letter shall be delivered at our registered offices by recorded delivery post. If the notice is not returned as undelivered it will be deemed to have been given 3 working days after it was sent.


23.1 In all cases, we will only communicate with the registered student unless we have written permission from that student to speak to a third party on their behalf.


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24.1 We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations to provide the Courses, Course Materials or this Website that is caused by events outside our reasonable control.

24.2 Pmu by Vilma Karaliute is not liable for external third-party costs, including examination fees unless stated.


25.1 We have the right to revise and amend these Terms from time to time. Any such changes will be published on our website.


Updated 15th March 2022

Pmu by Vilma Karaliute – Website Terms and Conditions of Use

This page states the Terms and Conditions under which you may use the website located at www.vilma-pmu.co.uk (the “Website”). Please read this page carefully. If you do not accept the Terms and Conditions stated here, do not use the Website.

Pmu by Vilma Karaliute may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions because they are binding on you. Continued use of the Website constitutes your agreement to all such revised Terms and Conditions of Use.

Your use of the Website is also governed by the Privacy Policy applicable to the Website (“Privacy Policy”), the provisions …

Pmu by Vilma Karaliute may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions because they are binding on you. Continued use of the Website constitutes your agreement to all such revised Terms and Conditions of Use.

Your use of the Website is also governed by the Privacy Policy applicable to the Website (“Privacy Policy”), the provisions of which are hereby incorporated within these Terms and Conditions.

Pmu by Vilma Karaliute Ltd is a limited company registered in England and Wales under company number 11039027 and has its registered office at 23 Stamford Street, Altrincham, England, WA14 1EX


1.1. Pmu by Vilma Karaliute authorises you to view and download a single copy of the information on the Website solely for your personal, non-commercial use. special rules may apply to other materials provided on the Website. Any such special rules are listed as “Policies” on the Website and are incorporated into this Agreement by reference.

1.2. Except where expressly stated otherwise, all information contained on the Website is owned by or licensed to Pmu by Vilma Karaliute. The information and content contained on the Website, such as text, graphics, software, images and other such material (“Material”), are protected by (without limitation) copyright, database rights, registered designs, unregistered design rights, registered trademarks, passing-off rights or rights protected under unfair competition laws, all of which may be protected under both English and foreign laws (“Intellectual Property Rights”) Unauthorised use of the Material may violate Pmu by Vilma Karaliute’s Intellectual Property Rights. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material.

1.3. You undertake that you will:

1.3.1. only view and use the Website for your own purpose and you may not sell, publish or modify the Material or reproduce, display, publicly, perform, distribute, store, retransmit or otherwise use the Material in any way for any public or commercial purpose.

1.3.2. not use nor interfere with the Website other than in accordance with these Terms of Use and (without limitation) not in any way so that all or part of the Website or any Material is or could be interrupted, reproduced, stored, retransmitted, published, damaged, rendered less efficient, corrupted or in any way impaired.

1.3.3. not use the Website nor the Material in any manner which constitutes an infringement of any third-party rights (including Intellectual Property Rights);

1.3.4. not use the Website nor the Material to transmit any information or content for the purposes of publicity, promotion and/or advertising without the prior written consent of Pmu by Vilma Karaliute.

1.3.5. not send a message or communication which is offensive, abusive, defamatory, obscene, menacing, or illegal.

1.3.6. not cause annoyance, inconvenience, or needless anxiety to, or breach the rights of any other person.

1.3.7. not perform any illegal activity.

1.3.8. not receive, use, possess, post, transmit or publish obscene material.

1.3.9. not upload, post, publish or transmit any Material which is protected by copyright or other

Intellectual Property Right without the prior written consent of its owner.

1.3.10. not introduce viruses, trojans, worms, logic bombs or other material which is malicious or

technologically harmful.

1.3.11. not gain unauthorised access to our website, the server on which our Website is stored or any server, computer or database connected to our Website; or

1.3.12. not attack our site via a denial-of-service attack or to distribute a denial-of service attack.

1.4. You agree not to attempt to reverse engineer, decipher, decompile, or disassemble the Website or any Material or knowingly allow others to do so, except to the extent that applicable laws specifically prohibit such restriction. You may not modify any Material or create derivative works of any Material. You also may not onward transmit or distribute any Material electronically or via the internet.

1.5. The use of the Material on any other website or in a networked computer environment for any purpose is prohibited.

1.6. If you violate any of these Terms your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.


2.1. The Material may contain inaccuracies or typographical errors. Pmu by Vilma Karaliute makes no representations about the accuracy, reliability, completeness or timeliness of the Material or any reliance by you on the Website and the Material.

2.2. The use of the Website and the Material is at your own risk. Changes are periodically made to the Website and may be made at any time. Pmu by Vilma Karaliute has no obligation to maintain any Material, courses, products and/or services available at any time through the Website.

2.4. Pmu by Vilma Karaliute does not warrant that the Website will be continuously available to you at any time, operate error-free or that the Website and its server are free of computer viruses and other harmful goods. If your use of the Website or the Material results in the need for servicing or replacing equipment or data, Pmu by Vilma Karaliute is not responsible for those costs.

2.5. The Website and Material are provided on an “as is” basis without any warranties of any kind. Pmu by Vilma Karaliute and its suppliers, to the fullest extent permitted by law, disclaim all warranties, including the warranty of merchantability, non-infringement of third parties’ rights, and the warranty of fitness for particular purpose. Pmu by Vilma Karaliute and its suppliers make no warranties about the accuracy, reliability, completeness or timeliness of the Material, services, software text, graphics, and links.

2.6. Pmu by Vilma Karaliute will not be liable in any way for any increased costs or expenses, loss of profit business contracts revenues or expected savings or any special indirect or consequential damage whatsoever arising out of any provision or use of the Materials or of any error or defect in either or of the performance non-performance or delayed performance of any services provided to you through the Website by us (the “Online Services”).

2.7. Notwithstanding any other terms and conditions, Pmu by Vilma Karaliute does not attempt to exclude or limit its liability for death or personal injury caused by its negligence or for fraud or fraudulent misrepresentation.


3.1. The Website may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Pmu by Vilma Karaliute of the contents on such third-party websites.

3.2. Pmu by Vilma Karaliute is not responsible for the content of linked third party sites and does not make any representations regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk.

3.3. You may enter or seek to enter transactions with third parties in relation to the Material via the Website. Pmu by Vilma Karaliute will not be a party to such transactions and will not be liable (subject to Clause 2.7 above) whether in contract, tort (including liability for negligence), or otherwise for any loss, cost of damage incurred by you arising out of or in relation thereto.


4.1. You shall remain solely liable for any Material you submit to this Website. In submitting any Material to this Website, you hereby agree to indemnify, defend, hold harmless and keep indemnified, Pmu by Vilma Karaliute, its partners, affiliates, directors, officers and employees from and against any and all claims, liability, costs, damage, other expenses or loss we may incur (including without limitation legal fees) as a result of any Material you submit or any violation by you of your obligations under these Terms and Conditions.

4.2. By submitting any Material to the Website, you agree to grant Pmu by Vilma Karaliute an irrevocable, free of charge, non-exclusive, worldwide, perpetual license to use such Material and the unrestricted right to freely use, edit, alter, reproduce, publish and/or distribute the Material for any purpose commercial or otherwise.


5.1 We may use your information to process your requests for Courses, products, or services, provide access to privileged areas of the Website, to administer contests and competitions, personalise your visit to our site and to enable us to review, develop and improve the products, services, and special offers we provide online. We may occasionally carry out market research and send you details of services and offers that we think will be of interest to you. If you do not wish to receive such information, please ensure you e-mail info@vilma-pmu.co.uk.


6.1. You agree to defend, indemnify, and hold harmless Pmu by Vilma Karaliute and its partners from time to time being, its employees and agents, from and against any claims, liabilities, damages, costs, actions or demands, including without limitation reasonable legal and accounting costs, alleging, or resulting from your use or misuse of this Website and the Material or your breach of these Terms and Conditions of Use.


7.1. Pmu by Vilma Karaliute shall, at any time, have the right to terminate these Terms and Conditions of Use (and

your use of the Website) immediately and without notice to you.


8.1. Pmu by Vilma Karaliute makes no claims that the Materials are appropriate. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Website from outside of England, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

8.2. The construction, validity and performance of these Terms and Conditions of Use shall be governed in all respects by English law, and the Parties agree to submit to the exclusive jurisdiction of the English courts.

8.3. If any provision of these Terms and Conditions of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

8.4. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

8.5. Except as expressly provided in a particular Policy or material on web pages of the Website, these Terms and Conditions of Use constitute the entire agreement between you and Pmu by Vilma Karaliute with respect to use of the Website.